Lediga jobb som Banktjänstemän i Södertälje

Vi på Volkswagen Finans Sverige erbjuder smarta finansierings- och mobilitetslösningar som gör bilägande enkelt och tryggt. Vår arbetsplats genomsyras av våra värderingar Tilit, Mod och Kunden i centrum och erbjuder en arbetsmiljö där du får möjlighet att bidra till framtidens mobilitet. Tillsammans skapar vi lösningar som gör skillnad – för våra kunder och för samhället.
 
Vi arbetar för ökad mångfald och en jämn könsfördelning i olika åldrar hos våra anställda. Som anställd hos oss kan vi utöver goda utvecklingsmöjligheter erbjuda dig ett antal generösa anställningsförmåner som exempelvis bonus, personalbil och friskvårdsbidrag. Och du har möjlighet till ett flexibelt arbetssätt genom att kombinera arbete på distans med arbete på vårt kontor i Södertälje.
 
Till vår Kreditavdelning söker vi nu en noggrann och analytisk AML?handläggare som vill arbeta i ett växande team och bidra till att motverka ekonomisk brottslighet. Du kommer att spela en central roll i vår operativa AML/CFT?verksamhet och arbeta med såväl transaktionsövervakning som kundkännedom och utredningar. Rollen innebär stort ansvar och nära samarbete med både interna funktioner och externa aktörer såsom Finansinspektionen. Tjänsten innebär provanställning med möjlighet till tillsvidaranställning på heltid.

Vill du utvecklas tillsammans med oss?
Som AML handläggare får du möjlighet till utvecklande och varierande arbetsuppgifter.
I rollen kommer du bland annat att:


• arbeta i enlighet med interna rutiner och uppföljningskrav för att förebygga och identifiera ekonomisk brottslighet.
• övervaka, analysera och utreda transaktioner samt hantera larm från transaktionsmonitorering (ODD,EDD,KYB).
• hantera och utreda träffar kopplade till PEP, RCA och sanktionslistor.
• klassificera risknivåer för nya och befintliga affärsförbindelser.
• bidra i KYC?processer och hantera inkommande frågor till kundkännedomsfunktionen.

Nog om oss. Nu är vi nyfikna på DIG!
Vi söker dig som har en akademisk utbildning inom ekonomi eller juridik och några års erfarenhet av AML?arbete, gärna från finansbranschen. Du har erfarenhet av KYC, PEP?utredningar eller transaktionsmonitorering. Rollen ställer också krav på kunskaper i Excel och vana av att arbeta i systemstöd knutna till AML/KYC?processer. Du har god kommunikativ förmåga, såväl skriftligt som muntligt, i både svenska och engelska.
 
Som person har du god förmåga att analysera komplex information och fatta välgrundade beslut. Du trivs med att arbeta både självständigt och i team samt är strukturerad, noggrann och kvalitetsmedveten i ditt arbetssätt. Som AML handläggare behöver du ha förmåga att analysera och lösa komplicerade problem och tar dig an ditt arbete med hög integritet. Rollen innebär kommunikation internt med chefer och andra kollegor samt externt med kunder och samarbetspartners varpå god kommunikativ förmåga är viktigt.

Låter detta intressant? Tveka inte att söka redan idag!
Urval sker löpande. Besök vår hemsida för mer information om oss som företag samt hur vi hanterar dina personuppgifter i rekryteringsförfarandet. Vi undanber oss kontakt med säljare från bemannings- och rekryteringsföretag. Vi tillämpar provanställning. Visa mindre

Scania Credit (SCA), a captive Financial Services entity, provides end customer financing and insurance solutions for Middle East, West African and Central Asia markets. In addition, SCA´s factoring solution offers extended payment terms to non-captive dealers, supporting sales of Scania products and services, globally.

The Head Office and market support-centre of SCA is based in Södertälje, supporting the local markets with governance, management, strategical development, credit risk function, contract administration and IT systems. Currently we are in total 50 employees, whereof 35 in Södertälje, managing a portfolio of about 300 MEUR of assets at 10+ markets.

We are a versatile team consisting of 6 team members with different backgrounds and experiences. The Credit Risk department is responsible for credit underwriting, collection control, credit risk analysis and continuous development of processes and systems in cooperation with other functions within the company. We work from Scania Credit’s offices in Södertälje, where our modern work environments offer flexible solutions such as project areas, quiet rooms and a lounge for coffee breaks.

We value team spirit, diversity and respect. We believe that every employee should be able to be themselves at work.
Our corporate culture is characterized by respect for the individual, continuous improvement and always putting the customer first. We invest in training and developing our employees because we know that they are our most important resource.

In your role you will work with the Credit Risk Team, cross-functionally with other departments and in close cooperation with other Scania Business Units. In this role, you will be reporting to the Head of Credit Risk Department.

Job responsibilities
Your main responsibility is to work in the daily credit underwriting process, reviewing credit
applications for new and existing customers.

The role will include the following tasks:
Work with documentation of routines and processes in the Credit Risk Department
Perform assessment of the cases submitted for the credit decision
Make recommendations on securities and collaterals
Check, discuss best structure and present the final form for credit decisions
Revision of credit applications according to the Credit Policy framework
Guarantee compliance with Credit Policy and other active steering documentation
Make credit decisions in accordance to SCA Credit mandates together with recommendations for all deals above own mandate level to Head of Credit Risk Department and Managing Director
Credit ratings analysis and approvals
Support in other underwriting related activities
Support in GRC framework implementation
Support other departments in Credit Risk related topics
Back testing of credit decisions
Active participation in Credit Risk related projects


Who you are:
Structured and analytical
Eager and able to work in a multi-cultural environment
Fluent in English (fluency in Swedish is preferred)
University degree preferably in business or economics
Working experience within financial sector (minimum 2 years)
Flexibility and professional attitude
Ability to work both in a team and independently


Scania Offers
We offer a dynamic, flexible workplace with hybrid work options, including Scania Sergel and Midway hubs. With a structured development plan and courses, Scania supports your career growth both locally and internationally.

Benefits include training at our health center Gröndal or wellness allowance, result bonus, flexible hours, and company car leasing. Scania also hosts events for employees and their families, and Stockholm residents enjoy direct access to Södertälje via Scania Job express buses.


Application
Your application should include a CV and any relevant certificates. We welcome all applicants and strive for diversity in our recruitment processes.

Apply as soon as possible, no later than 2025-04-09. Screening will take place on an ongoing basis during the application period. Logical and personality tests may be used as part of the selection process, and a background check may be required for this role.

If you have questions or would like more information, please contact:
Daniel Khajebahri, Commercial Director [email protected]


We look forward to your application!

Additional information:
Scania Financial Services (SFS) is part of TRATON Financial Services, serving Scania customers, dealers and distributors in 66 markets through 22 business units (BU’s) by offering competitive and innovative financing and insurance solutions. With over 1200 dedicated professionals.
The role is a great opportunity to work in a dynamic and international environment with interesting projects. If you like new challenges and think about future growth within Scania Financial Services you are the one we are looking for! Visa mindre

At TRATON Financial Services (TFS) we have started the journey to become the provider of Financial Services to all TRATON brands. Service include financing for customers, dealers, and distributors as well as insurance solutions. With a presence in over 65 markets, we are already one of the most global actors in the financial services industry and rapidly growing. Do you want to be part of this journey?

Role Summary
The role as Credit Risk Management Specialist within TRATON Financial Services (TFS) is a senior role, primarily focused on the non-quantitative methods of managing credit risk within the group. The role has a broad set of responsibilities for the business- and process-related aspects of credit risk management. The role will be involved in shaping the governance of credit risk across the group as well as to contribute with credit risk competence into business development projects and strategic initiatives. You will work both cross-functionally and internationally towards senior stakeholders within different business areas. The role reports to the Head of Credit Risk and Asset Management and is part of the Credit Risk and Asset Management department at the TFS head-office in Södertälje.


Job Responsibilities
Develop and maintain the TFS Credit Risk Policy and other credit risk steering documents. Stay informed about industry best practices and regulatory requirements regarding credit risk management.
Participate in establishing credit risk appetites and corresponding key risk indicators as well as the development and maintenance of the internal control system for credit risk.
Responsible for the underwriting process for large credit exposures, arrange credit committee meetings and act as the deputy to the TFS Credit Risk and Asset Manager.
Provide credit risk competence into development projects, strategic initiatives and product development efforts.
Participate in the development of tools and methods for analysis, reporting and follow-up of the credit risk performance of TFS’ global credit portfolio. Prepare presentation material for credit committees, management and board meetings.



Who You Are We are looking for a candidate with the following experiences and competences:
Several years of experience from credit risk management within a captive financing organization, finance company or bank. Experience from truck captive financing is meriting but not a formal requirement.
Broad experience of credit risk management, within areas such as governance, reporting as well as process and business development. Experience of quantitative credit risk management is not a requirement for this position.
Analytical capability, integrity and interpersonal skills are desired personal attributes. Previous experience of management positions or international experience is meriting but not a formal requirement.
Academic degree corresponding to university level within areas such as business, economics or engineering.
Full fluency in English. A second major European language is meriting but not a formal requirement.


This Is Us
The Credit Risk and Asset Management department at TFS currently consists of the Credit Risk and Asset Manager and four experienced employees primarily focused on the quantitative aspects of credit risk management; a Senior Credit Risk Model Expert, two Senior Quantitative Analysts and a Business Controller for Credit Risk.


TRATON Financial Services Offers We offer a dynamic, flexible workplace with hybrid work options, including Scania Sergel and Midway hubs. With a structured development plan and courses, TFS supports your career growth both locally and internationally.
Benefits include amongst other training at our health center Gröndal or wellness allowance, an attractive company profit sharing program, flexible hours and work places, and company car leasing. The group also hosts events for employees and their families, and Stockholm residents enjoy direct access to Södertälje via Scania Job Express buses.


Application Your application should include a CV and any relevant certificates. We welcome all applicants and strive for diversity in our recruitment processes.

Apply as soon as possible, no later than 2025-06-01. Screening will take place on an ongoing basis during the application period. Logical and personality tests may be used as part of the selection process, and a background check is required for this role.

If you have questions or would like more information, please contact the hiring manager:
Palle Berlin, Head of Credit Risk & Asset Management, [email protected]


We look forward to your application!


This recruitment process is handled by Scania for TRATON Financial Services Visa mindre

Vi söker en driven och engagerad Kredit och krav handläggare för att komplettera vårt team och som ska ansvara för en rad administrativa uppgifter, kundtjänst, kredit handläggning, krav hantering och andra arbetsuppgifter. Som Kredit handläggare kommer du att spela en viktig roll i att upprätthålla vår verksamhet och ge våra kunder en förstklassig service. Om du är organiserad, har starka kommunikationsfärdigheter och trivs i en dynamisk arbetsmiljö, kan detta vara rätt roll för dig!
Anställningsform: Heltid.
Placering: Södertälje.
Tillträde: Enligt överenskommelse.

Om du vill bli en del av vårt team och utvecklas i en spännande och varierande arbetsmiljö, är du välkommen att skicka in din ansökan och CV till [email protected].
Vi ser fram emot att höra från dig Visa mindre

Arbetsbeskrivning

Vår kund har precis påbörjat ett större projekt och då behöver dom bli en till resurs där av letar vi efter en kreditanalytiker som ska in i ett team på kreditavdelningen. I rollen kommer du att bli en del av ett team bestående av sex kreditanalytiker, alla med specialkompetens inom kreditgivning till fordonsbranschen. Som Kreditanalytiker kommer du att vara en nyckelspelare i hela kreditprocessen, från att analysera och bedöma kreditpropåer för nya och befintliga kunder till att delta i bolagets kreditkommitté och vara kontaktperson för ärenden som ska bedömas av kundens huvudmän i Tyskland.

Du rapporterar direkt till kreditchefen och kommer att fatta snabba och välgrundade beslut för att säkerställa hög kvalitet och nöjdhet för alla intressenter. Din erfarenhet och analytiska förmåga kommer att bidra till att du och gruppen kommer fatta välgrundade beslut kring kreditbesluten.

De huvudsakliga arbetsuppgifterna innefattar:

• Genomföra kreditbedömningar på större företagskunder
• Förbereda och presentera kreditanalyser för kreditkommittén
• Analys av årsbokslut & Årsredovisning 
• Utföra risk-rating av verksamhetens kunder
• Uppföljning, utvärdering och analys 
• Löpande kommunikation med kunderna
• Utveckla och förbättra interna processer

Vem är du?

Vi letar efter dig som innehar en högskole- eller universitetsexamen inom ekonomi, med föredragen inriktning på finansiering. Du bör ha cirka 3-5 års erfarenhet av liknande arbetsuppgifter där du haft ansvar för större kreditförfrågningar.

I rollen som kreditanalytiker spelar du en central roll i vårt affärsflöde. Det är av stor vikt att du kan arbeta strukturerat, effektivt och ibland under tidspress. Eftersom du kommer att samarbeta nära vår försäljningsorganisation och stötta säljare vid leverantörs- och kundmöten, sätter vi stort värde på att du är affärsmässig och har förmåga att kommunicera på ett klart och förtroendeingivande sätt, samtidigt som du upprätthåller hög integritet.

Din personlighet kännetecknas av att vara analytisk, noggrann och van vid att självständigt driva ditt arbete. Samtidigt är du en social lagspelare som är redo att göra det extra för att stötta teamet. Att visa respekt för andra och samarbeta för att tillsammans nå bästa resultat är grundläggande för din arbetsfilosofi. Eftersom engelska är vårt koncernspråk är det viktigt att du kan tala och skriva på både svenska och engelska . Goda kunskaper i MS Office förväntas också.

Du erbjuds

Du erbjuds ett konsultuppdrag med omgående start och som förväntas fortlöpa i 6 månade och med goda möjligheter till förlängning. Tjänsten är förlagd på heltid utifrån en 40h arbetsvecka. Kunden har sitt kontor i Södertälje och erbjuder att man jobbar 50% på distans. Vid frågor gällande tjänsten är du varmt välkommen att kontakta konsultchef, Gabriel Spennare på [email protected]

Då urvalsprocessen och intervjuer sker löpande är du varmt välkommen med din ansökan så snart som möjligt via www.jurek.se.

Om verksamheten

Jurek Rekrytering & Bemanning är ett starkt växande företag med fokus på flexibla och kundanpassande rekryterings- och bemanningslösningar. Genom vårt nytänkande och entreprenöriella arbetssätt är vi unika i Sverige idag. Våra uppdrag är främst inom juridik, ekonomi, HR/Administration samt marknad och management.
Välkommen med din ansökan via www.jurek.se. Vi tar inte emot ansökningar via e-post. Visa mindre

Volkswagen Finans Sverige AB är en av Sveriges största aktörer inom bilfinansieringsbranschen med närmare 250 anställda. Vi söker nu en handläggare till vårt team Kredituppföljning. Du kommer att tillsammans med ett team på en gruppchef och fem erfarna och engagerade kollegor ta dig an varierande arbetsuppgifter och få möjlighet att utveckla dig själv och det gemensamma arbetet. Vi tillhör Kreditavdelningen som även består av två andra team, Kreditanalys och Kreditbordet. Totalt på avdelningen arbetar 21 personer.

Tjänsten är en tillsvidareanställning på heltid med placering på vårt huvudkontor i Södertälje, endast 30 minuter från Stockholm. Som anställd hos oss kan vi utöver ett engagerande arbete med goda utvecklingsmöjligheter erbjuda dig ett antal generösa anställningsförmåner som exempelvis prestationsbonus, personalbil och friskvårdsbidrag. Hos oss har du har du möjlighet till ett flexibelt arbetssätt genom att kombinera arbete på distans med arbete i våra nyrenoverade lokaler.

Vi är en medelstor organisation där varje medarbetare är viktig, men som genom den stora Volkswagen-koncernen också besitter många möjligheter. Det bästa av båda världar skulle man kunna säga! Här finns handlingsutrymme och för den drivna och nytänkande finns alla möjligheter att få vara med och påverka. Vår arbetsplats genomsyras dessutom av våra värderingar Tillit, Mod och Kundfokus varpå vi söker dig som delar dessa. Vi arbetar för ökad mångfald och en jämn könsfördelning i olika åldrar hos våra anställda oavsett befattning eller nivå.

Vill du utvecklas tillsammans med oss?

Som handläggare på Uppföljning får du möjlighet till utvecklande och varierande arbetsuppgifter. Du arbetar med att utföra utredningar kring kreditärenden samt att följa upp kundernas engagemang i syfte att identifiera, mäta och kontrollera kreditrisker både vad avser löpande och kommande exponering. Dina huvudsakliga arbetsuppgifter är kravhantering, etablera amorteringsplaner, inkassoåtgärder, vidtaga rättsliga åtgärder vid olika typer av invändningar och bestridanden samt återtag. Du hanterar även konkurser och rekonstruktioner. I rollen ingår kontakt med såväl interna som externa samarbetspartner, exempelvis inkassobolag, myndigheter och advokater.

Vi söker dig som gillar att både arbeta med löpande operativt arbete och att arbeta med processförbättringar.

Nog om oss. Nu är vi nyfikna på DIG!

Vi söker dig med gymnasieutbildning gärna med en ekonomisk inriktning. Meriterande med högskoleutbildning. Du har erfarenhet från liknande roller med fokus på kravhantering samt erfarenhet och kunskap om lagar och förordningar inom Kreditavdelningens ansvarsområde, t.ex. konsumentkreditlagen. Meriterande med erfarenhet från arbete inom bilfinansiering och processförbättringar.

Vi ser gärna att du har en god kommunikativ förmåga, såväl skriftligt som muntligt i både svenska och engelska. Erfarenhet av att tala /utbilda såväl internt men även externt värderas högt. Du har god datorkunskap, gärna extra goda kunskaper i Excel. Du har en positiv attityd till arbetet och får med dig kollegorna att dra åt samma håll. Samarbetsförmåga är viktigt då du interagerar med olika avdelningar i organisationen.

I relationen med kunderna behöver du vara serviceinriktad samt uppvisa hög integritet. Du kommer arbeta med komplexa frågor och behöver ha förmågan att ta beslut och lösa problem. Du kommunicerar på ett tydligt sätt, säkerställer att budskap når fram, lyssnar och anpassar dig till situationen. Låter detta intressant? Tveka inte att söka redan idag! Besök vår hemsida för mer information om oss som företag samt hur vi hanterar dina personuppgifter i rekryteringen.

Låter detta intressant, tveka inte att söka redan idag! Visa mindre

Scania is now undergoing a transformation from being a supplier of trucks, buses, and engines to a supplier of complete and sustainable transport solutions.



Scania Credit AB provides financial and insurance solutions to customers, dealers, and distributors in 2 main regions: Middle East and West Africa. In addition to those Scania Credit AB is running a Distributor Financing and Factoring solution for non-captive distributors in different parts of the world.

The Head Office and Market Support Centre are based in Södertälje, supporting the local markets with governance, management, strategic development, credit risk function, contract administration, and systems. Currently, we are in total of 50 employees, whereof 35 in Södertälje, managing a financed portfolio of about 190 MEUR of assets. 

This position is hybrid, which means that we are working approximately 50% from home.


As a Credit Underwriter, you will be part of the Credit Risk department in Södertälje. The Credit Risk department consists of 5 employees working with credit underwriting, collection control, AML, and continuous development of processes and systems in cooperation with other functions within the company.

In your role, you will work in close cooperation with the Credit Risk Team and will be reporting to the Credit Risk Manager.

Main responsibilities
Your main responsibility is to work in the daily credit underwriting process, reviewing credit applications for new and existing customers.

The role will include the following tasks:


• Perform an assessment of the cases submitted for the credit decision
• Investigate, discuss, and make recommendations on securities and collaterals
• Check, discuss the best structure, and present the final form for credit decisions
• Guarantee compliance with Credit Policy and other active steering documentation
• Control compliance with AML requirements
• Make credit decisions in accordance with SCA Credit mandates together with recommendations for all deals above their own mandate level to the Credit Risk Manager and MD
• Support other departments in Credit Risk related topics
• Back-testing of credit decisions
• Active participation in Credit Risk related projects and performing activities to ensure that the project continues according to the plan

The role is a great opportunity to work in a dynamic and international environment with interesting projects. If you like new challenges and think about future growth within Scania Financial Services you are the one we are looking for!

If you are:


• Structured and analytical
• Eager and able to work in a multicultural environment
• Fluent in written and spoken English

and you have:


• 3 years or more in underwriting, or 5 years of local market experience working with credit assessment and credit decisions
• Flexibility and professional attitude
• Ability to work both in a team and independently
• University degree preferably in business or economics

Don´t hesitate to apply!

Additional information
For more information please contact Kirill Chkalov, Credit Risk Manager, [email protected] or Karolina Kulinska, HR Manager, [email protected]

Application
Selections and interviews will take place on an ongoing basis throughout the application period. Your application should include a CV and a personal letter. Please apply no later than May 7. A background check might be conducted for this position. Visa mindre

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.

Scania Finans AB is a financial services company within the business area Scania Financial Services. We offer financing and insurance of Scania products through our seven branches in the Nordic and Baltic countries. With a customer finance portfolio that exceeds 20 billion SEK, Scania Finans AB is the largest financial services company within Scania. The company has around 100 employees, of which half are located at the headquarters in Södertälje.

Job description:
In the ever-changing world of combating money laundering (ML) and terrorism financing (TF) Scania Finans AB (SFA) is looking to hire an additional Anti-Money Laundering (AML) Specialist. The position is located in SFA's head office in Södertälje but will occasionally require travel to SFA's local branches in the Nordic and Baltic regions. You will report to the AML Manager and be part of SFA's AML Department which currently consists of the AML Manager and 1 AML Specialist. The position will give you a broad knowledge of SFA's core processes and it will be an excellent stepping stone in a successful career within Scania for the right candidate.


Your main responsibilities in cooperation with the existing AML Specialist will be to take part in:


• The development, continuous improvement and maintenance of SFA's internal control system for the prevention of money laundering and terrorism financing within the first line of defence,
• Updating SFA's risk assessment regarding ML/TF,
• The maintenance and further development of SFA's policy, guidelines and instructions regarding activities to prevent ML/TF,
• Yearly reports to financial supervisory authorities where SFA operates,
• Keeping SFA up to date with changes in legislation, regulation and best-practise within AML/CTF including being involved in the training of the employees,
• Secure compliance with internal governance documents within the first line of defence.

Your profile:
We are looking for someone who has a high level of personal integrity and is structured, analytical and self-motivated. You also have strong communication skills. In order to be successful in this position you will need to have:


• Multiple years of experience within the field of AML/CTF at a bank or another financial institution.
• Good knowledge of the European and Nordic or Baltic legislation regarding AML and CTF
• Good knowledge of screening and transaction monitoring systems will be meriting
• Good knowledge of financial products related to dealer financings such as leasing and conditional sale/hire-purchase
• A university degree in Law, Economics or Business Administration
• Professional fluency in English as well as Swedish
• Professional fluency in Finnish, Estonia, Latvian or Lithuanian is advantageous but not essential

You are an open-minded and dedicated person, who is motivated by engaging others and is always striving to improve. You are excited by challenges and are not afraid of continuously changing circumstances to which you will need to adapt. Your “can-do” attitude and professional approach will be important in this role.

Additional information
For more information please contact Daniel Khajebahri, [email protected].

Application:
Your application should include a CV and Cover letter. Please apply no later than October 26th. A background check might be conducted for this position.

We look forward to receiving your application!


#LI-Hybrid


Scania is a world-leading provider of transport solutions. Together with our partners and customers we are driving the shift towards a sustainable transport system. In 2020, we delivered 66,900 trucks, 5,200 buses as well as 11,000 industrial and marine power systems to our customers. Net sales totalled to over SEK 125 billion, of which over 20 percent were services-related. Founded in 1891, Scania now operates in more than 100 countries and employs some 50,000 people. Research and development are mainly concentrated in Sweden. Production takes place in Europe and Latin America with regional product centres in Africa, Asia and Eurasia. Scania is part of TRATON GROUP. For more information visit: www.scania.com. Visa mindre

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.

Scania Finans AB is a company within Scania Financial Services (SFS) that offers financing and insurance solutions in seven markets in the Nordic and Baltic countries. Scania Finans has a credit portfolio of SEK 20 billion, the largest financing company within SFS. The company has about 100 employees, half of which are located at the head office in Södertälje.

Job Summary
As a Credit Analyst, you will work for the credit department and report to the Credit Manager. The credit department is responsible for the credit underwriting and credit risk management within SFA. Currently, the credit department consists of four credit analysts. The position is based at SFA’s head office in Södertälje, but we support workplace flexibility to maximise personal productivity and work-life balance.

Responsibilities
Your main responsibility will be to work in the daily credit underwriting process, making credit decisions for new and existing customers to SFA. The role of a Credit Analyst includes the following main tasks:


• Underwrite new credit applications and modify existing credit applications within delegated credit mandate.
• Analyse and present credit proposals for decisions by senior credit analysts and credit committees.
• Meet customers, Scania dealers and branch offices to keep up-to-date about customers and the transport business.
• Continuously contribute to the development of processes, systems and models that support the credit underwriting process.

Your profile:
To succeed in this position, we see that you are a structured person with an analytical mindset and strong numerical skills. You have strong personal integrity and well-developed interpersonal skills. Moreover, you have/are:


• University degree in business, economics or engineering or a similar level of education
• Minimum of three years of working experience within the financial services sector.
• Experience in making credit decisions within the delegated mandate and preparing recommendations for relevant decision-makers.
• Minimum 1-3 years of relevant working experience.
• Good knowledge of credit assessment and analysis of financial statements for small/medium and large private companies.
• Strong knowledge of the Office application suite, especially Excel, Word and Powerpoint.
• Good knowledge of Power BI.
• Fluent in written and spoken Swedish and English.

Knowledge of Banqsofts View suite is meritorious, as well as knowing other languages.

Additional information
For more information please contact Erik De Ciccio (Team Leader Credit Underwriting), [email protected].

Application:
Your application should include a CV and Cover letter. Please apply no later than November 23rd. A background check might be conducted for this position.

We look forward to receiving your application!

#LI-Hybrid


Scania is a world-leading provider of transport solutions. Together with our partners and customers we are driving the shift towards a sustainable transport system. In 2020, we delivered 66,900 trucks, 5,200 buses as well as 11,000 industrial and marine power systems to our customers. Net sales totalled to over SEK 125 billion, of which over 20 percent were services-related. Founded in 1891, Scania now operates in more than 100 countries and employs some 50,000 people. Research and development are mainly concentrated in Sweden. Production takes place in Europe and Latin America with regional product centres in Africa, Asia and Eurasia. Scania is part of TRATON GROUP. For more information visit: www.scania.com. Visa mindre

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.

Scania Group Treasury is looking to recruit a new member to its Front Office Team in Södertälje, Sweden.

The position
As a Treasury dealer within the Front Office Team, you will support our subsidiaries, and primarily our Captive Finance entities, with e.g., financing, by handling the commercial currency exposure of the group and managing all financial risks arising from that in the financial markets. You will have bank relations and management of the bank group and also be the securer of the financial network of the Group.

Additionally, you will also:


• Look into funding for the group through loans, backup facilities and financial markets
• Management of the FX and interest rate exposure
• Work with advising and collaborating with internal stakeholders around financial risk, capital structure, FX exposure, cash forecasting, etc;
• Ad hoc project management within the Treasury and Scania group
• Work with the handling of Scania liquidity

Are we a match?
In order to thrive in this position, we believe that you are a team member who is highly skilled in mathematics, has very good skills in Excel and with a profound interest in financial markets. We believe that you have an academic Master's degree in Engineering or something similar including mathematics or statistics.

1-3 years of relevant work-life experience are beneficial such as professional experience within junior treasury or other financial positions, but it is not necessarily demanded. 

Additionally, we also see that you:


• Have an understanding of financial markets
• Have analytical thinking and the ability to present data in a compelling way
• Have a structured way of working with an emphasis on execution
• Are self-motivated with experience in change management and the ability to develop new ways of doing things (improve processes, reporting, etc)
• Have great communication and people skills
• Have a system-oriented approach while being open to learning and leveraging new tools

What do we offer?
We aim to offer an excellent experience and enable people to reach their full potential in all walks of life. At Scania, you are given development opportunities and the possibility of being part of a revolutionizing journey together with professional and supportive colleagues. You are also offered other benefits such as an annual bonus, occupational pension, flexible working hours, mobility workplace, fitness compensation, and much more. We offer direct bus service between Stockholm City - Liljeholmen - Södertälje; The Scania Job Express. Read more about this here: The Scania work playbook

Application
If you are up for our challenge, don’t hesitate to send your application including a CV and answer to our few selection survey questions no later than the 16th of October. A background check might also be conducted for this position. 

We are looking forward to receiving your application!

#LI-Hybri


Scania is a world-leading provider of transport solutions. Together with our partners and customers we are driving the shift towards a sustainable transport system. In 2020, we delivered 66,900 trucks, 5,200 buses as well as 11,000 industrial and marine power systems to our customers. Net sales totalled to over SEK 125 billion, of which over 20 percent were services-related. Founded in 1891, Scania now operates in more than 100 countries and employs some 50,000 people. Research and development are mainly concentrated in Sweden. Production takes place in Europe and Latin America with regional product centres in Africa, Asia and Eurasia. Scania is part of TRATON GROUP. For more information visit: www.scania.com. Visa mindre

Hos oss på Volkswagen Finans Sverige AB händer det grejer– inte minst inom Kredit-avdelningen! Efterfrågan på våra produkter ökar stadigt och med en mycket spännande utvecklingsfas framför oss behöver vi hitta en erfaren Handläggare Kredit. Tjänsten är en tillsvidareanställning på heltid med placering på vårt huvudkontor i Södertälje, endast 30 minuter från Stockholm. Som anställd hos oss kan vi utöver ett engagerande arbete med goda utvecklingsmöjligheter erbjuda dig ett antal generösa anställningsförmåner som exempelvis prestationsbonus, personalbil och friskvårdsbidrag. Hos oss har du har du möjlighet till ett flexibelt arbetssätt genom att kombinera arbete på distans med arbete i våra nyrenoverade lokaler.

Vi är en medelstor organisation där varje medarbetare är viktig, men som genom den stora Volkswagen-koncernen också besitter många möjligheter. Det bästa av båda världar skulle man kunna säga! Här finns handlingsutrymme och för den drivna och nytänkande finns alla möjligheter att få vara med och påverka. Vår arbetsplats genomsyras dessutom av våra värderingar Tillit, Entusiasm, Ansvar, Mod och Kundfokus varpå vi söker dig som delar dessa. Vi arbetar för ökad mångfald och en jämn könsfördelning i olika åldrar hos våra anställda oavsett befattning eller nivå.

Vill du utvecklas tillsammans med oss?
Som kredithandläggare får du möjlighet till utvecklande och varierande arbetsuppgifter. Du kommer tillsammans med dina kollegor ansvara för all kontakt med återförsäljaren vid kreditförfrågningar, i syfte att bidra till att de kan sälja fler bilar och att utlåningen sker till kunder med fullgod återbetalningsförmåga. Som kredithandläggare består dina huvudsakliga arbetsuppgifter av att analysera icke automatgodkända affärspropåer från våra återförsäljare avseende nya och befintliga kunder. Ärendena tas emot via mail, telefon och interna system. Du tar kreditbeslut enligt god kreditgivningssed, berörda policys och aktuell delegering.

Arbetstider för denna tjänst kan variera mellan kl. 8-18, måndag till fredag samt kl. 11-15 på lördagar.

Nog om oss. Nu är vi nyfikna på DIG!
Vi söker dig med gymnasieutbildning inom ekonomi och god erfarenhet av kreditgivning. Meriterande med erfarenhet från arbete inom bilfinansiering och ekonomisk högskoleutbildning. Du har god datorkunskap samt kommunikativ förmåga, såväl skriftligt som muntligt, i både svenska och engelska.

Som kredithandläggare behöver du ha god förmåga att samarbeta med dina kollegor och relatera till andra på ett lyhört och smidigt sätt. I relationen med kunderna behöver du vara serviceinriktad samt uppvisa hög integritet. Du kommer arbeta med komplexa frågor och behöver ha förmågan att analysera och lösa problem. Du kommunicerar på ett tydligt sätt, säkerställer att budskap når fram, lyssnar och anpassar dig till situationen. 

Låter detta intressant? Tveka inte att söka redan idag! Visa mindre

Scania Credit Group (SCA), a Scania Financial Services (SFS) business unit (BU), serves customers, dealers, and distributors in more than 20 different markets through local leasing companies or cross-border financing. The Head Office/Market Support center is based in Södertälje, supporting the local markets with governance, management, administration, and systems. In the markets where we operate, Scania Credit Group finance more than two-thirds of Scania’s sales. Over 120 dedicated professionals manage a portfolio consisting of trucks, buses, coaches, and trailers representing 600 MEURO of assets.

Scania Credit Group is structured into six regions: Black Sea, East Adriatic, Ukraine, CIS region, Middle East, and West Africa. In addition to this SCA is running Distributor Financing and Factoring solutions to non-captive distributors in different parts of the world.

One of our team members has decided to take up a new opportunity, we are now looking for his replacement.

The position is based at Scania Credit AB’s main office in Södertälje.

As a Credit Analyst, you will be a part of the Credit Risk Department and will be reporting to the Credit Risk Manager. The Credit Risk team in Södertälje consists of 6 dedicated employees and is responsible for portfolio management, including credit underwriting, operational part of AML/TF protective activities, credit collection, and assets management. The team offers a wide range of responsibilities in a complex environment with opportunities to constantly increase knowledge and experience. We work with the continuous development of processes and systems in cooperation with both internal and external stakeholders.

Job description

Your main responsibility will be to work within the support of reporting activities related to the credit risk and AML areas and also participate in various projects within Scania Credit Group.

Key responsibilities and work tasks as a Credit Analyst:


• regular Group reporting related to the credit risk and AML areas,
• internal reporting,
• ad hoc reporting,
• proactive improvement of the reporting structure and tools,
• cross-functional activities related to the improvement of the processes.

Your profile

To be successful in this position you are a self-going and highly motivated team player, with the ability to make things happen and drive initiatives independently. You are a well-organized administrator and ready to work in an international environment with people of various backgrounds and nationalities. Your “can-do” attitude and professional approach will be important in this role, which offers you great opportunities to gain new knowledge and experience.

Your skills and formal qualifications should preferably include:


• strong analytical skills,
• ability to deal with big data volume,
• good Excel knowledge,
• ability to work with different systems,
• possibility to perform under time pressure without impact on quality,
• university degree in finance or accounting is preferable, or at least two years of work experience in line with the requirements,
• experience in working with databases or comprehensive reporting (data analysis).

We offer:


• opportunities for growth in a dynamic and complex environment,
• interesting challenges,
• working for an international company with an extremely diverse and multi-cultural environment and highly skilled colleagues,

Additional information

For more information please contact Kirill Chkalov, Credit Risk Manager, +46 701 659 880, [email protected] or Karolina Kulinska, HR Manager, [email protected]

Application

Your application shall be in English and contain a personal letter and CV.

Selections will be made on an ongoing basis throughout the application period, the final application date is the 31st of January 2022.

We are looking forward to receiving your application!

#LI-Hybrid Visa mindre

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.

Scania Credit Group , a Scania Financial Services (SFS) business unit (BU), serving customers, dealers and distributors in more than 20 different markets through established local leasing companies or cross border financing. The local leasing companies consist of both regulated and non-regulated companies and are placed in Södertälje, Ljubljana, Belgrade, Zagreb, Bucharest, Sofia and Kiev.

The Head Office/Market Support centre is based in Södertälje, supporting the local markets with governance, management, administration and systems. In the markets where we operate, Scania Credit Group is financing more than two thirds of Scania’s sales. We are more than 100 dedicated professionals who manage a portfolio consisting of trucks, buses, coaches and trailers representing appr. 600 MEURO of assets.

Scania Credit Group operates in five regions: Black Sea, East Adriatic and CIS, Middle East and West Africa. In addition to this SCA is running Distributor Financing to non-captive distributors in Middle East and other parts of the world.

Job description

Scania Credit Group is looking for a person to join central Credit Risk Department to coordinate AML activities.

AML coordination for SCA Group:


• ensuring overall coordination of AML function and activities in SCA Group under the CRM supervision
• supporting SCA central AML policy update and improvement
• mapping of AML status of SCA Group legal entities
• supporting implementation of AML IT support system in SCA Group
• supporting further development and improvements in the system
• supporting CRM in setting the transaction rules and thresholds for SCA Group
• creating and adapting the relevant internal rules and procedures
• contributing with further improvements in AML area
• developing and executing AML related training schemes
• supporting with the system administration (managing end-users access).

AML coordination for SCA AB:


• organising and supporting AML related meetings
• contributing to the work with the general risk assessment
• assisting with the screening of customers and transactions
• investigating suspicious transactions and supporting different functions on handling of the case
• coordinating activities meant to enhance the compliance of SCA with AML legislation
• providing AML opinion and advising when deemed necessary

Within this role you will be reporting directly to Credit Risk Manager of the SCA Group, and home office will apply.

Requirements


• university degree in law including AML EU regulation, business or economics
• understanding of legal system and related principles
• theoretical and/or practical experience within the fields of prevention and fighting of money-laundering and financing of terrorism, as well as compliance with internal sanction programmes
• IS/IT knowledge (Excel proficiency, PowePoint, understanding of IT systems)

Additional information

Should you have additional questions regarding the role, please contact Kirill Chkalov, SCA Credit Risk Manager - [email protected]

Application

Your application shall be in English and contain personal letter and CV. Selections will be made on an ongoing basis throughout the application period. Please apply December 22nd the latest. Visa mindre

Till Södertälje söker vi nu dig som vill vara med och bidra till våra privatkunders framtidsplaner genom förstklassig rådgivning. När våra kunder strävar efter att nå sina mål och förverkliga sina drömmar, finns vi där för att erbjuda en relevant finansiell lösning.

Vi ser fram emot att träffa dig som trivs med att arbeta i team där vi hjälper varandra att nå framgång och skapa positiva kundupplevelser. Med din kunskap och din passion för att överträffa kundernas förväntningar bidrar du till att skapa framtidens relationsbank, där vi möter kunderna i nya kanaler, och på nya sätt - varhelst och närhelst det passar dem.

Välkommen till ett positivt, inspirerande och drivet team i Södertälje. Vi samarbetar för våra kunders och samarbetspartners bästa och präglas av tillgänglighet, snabbhet och bemötande i världsklass.


Om tjänsten


Som Privatrådgivare spelar du en viktig roll i att hjälpa kunderna planera inför framtiden. Du ger förstklassig rådgivning med inriktning på placeringar, sparande, försäkringar och finansiering. Kunderna möter du både digitalt och fysiskt på kontoret.


Dina fokusområden blir att:

- Tillsammans med dina kollegor ansvara för att skapa hög tillgänglighet, tillit och kundnöjdhet, där du ser till att kunderna direkt får hjälp i den kanal som matchar deras individuella behov.
- Aktivt arbeta tillsammans med ditt team för att attrahera nya kunder, samtidigt som du utvecklar relationer med befintliga kunder.
- Med ett proaktivt arbetssätt fokusera på att upprätthålla och skapa tillväxt i kundens tillgångar och uppnå affärsresultat.

Tjänsten är placerad i Södertälje


Vem du är


Vi söker dig som har ett genuint intresse av vår affär och av att vinna kundernas förtroende och lojalitet.

Du:

- Har förmågan att sätta dig in i kundens situation, och har en naturlig fallenhet för att bygga relationer med både kunder och kollegor.
- Stimuleras av att arbeta resultatinriktat, där du på ett skickligt sätt kopplar samman kundens behov med våra produkter och tjänster.
- Arbetar aktivt med att utveckla dina egna kompetenser och dela kunskap med kollegor. 
- Tar till dig ny teknik som du använder i det digitala mötet med kunden

?Det är meriterande om du har en akademisk utbildning och är Swedsec-licensierad. Du har professionella kunskaper i engelska och svenska, i både tal och skrift.


Nästa steg


Välkommen med din ansökan, inklusive CV, senast 2020-09-18

För mer information om tjänsten, är du välkommen att kontakta Heléne Schwartz 073-321 53 96

Vi tror att mångfald bidrar till att våra team uppnår bättre resultat. Därför strävar vi efter att skapa team med en mix av profiler med olika kön, i olika åldrar och med olika bakgrund och erfarenheter.

För facklig information, kontakta Finansförbundet på [email protected] SACO på [email protected] Visa mindre

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.

 

Scania Credit Group (SCA), a Scania Financial Services (SFS) business unit (BU), serves customers, dealers and distributors in 20 different markets through local leasing companies or cross border financing. The Head Office is based in Södertälje, supporting the local markets with governance, management, administration and systems. In the markets where we operate, Scania Credit finance more than two thirds of Scania’s sales. 120 dedicated professionals manage a portfolio consisting of trucks, buses, coaches and trailers representing 600 MEURO of assets.

Scania Credit is in an intensive expansion phase, where new markets and new financing solutions are to be established. This means new challenges for Customer service team and we are now expanding and need to extend with one more, Russian speaking, customer service specialist. The position is based at Scania Credit AB’s main office in Södertälje.

The Customer service  team in Södertälje consists of 6 employees and is responsible for administration of cross border financing in different markets in Eastern Europe, Middle East and West Africa. We also work with Distributor Financing in Israel, Indonesia and United Arab Emirates.

Job Description

We offer a position with extensive international contacts where you will be part of a great team that support each other and have fun together! Within the team we work together which means that you will work with all markets and different tasks. We work closely with our local offices and other departments at SCA. You will create, control and register contracts and documents related to financing and delivery of trucks and trailers. You have contact with customers with upcoming questions. You do calculations in connection with early termination or rescheduling of payment plans. In addition, the group also manages booking of incoming payments and specific tasks during the end of month closing process. You will actively contribute to continuous improvements within our team.

Your profile

You are:


• a driven person who gets things done
• a team player and you pay attention to details
• service-minded
• a good communicator with excellent skills in English and Russian, both in speech and writing is required. Knowledge of Swedish or other languages is an advantage
• used to, enjoy and actively contribute to continuous development

And you have:


• post-secondary education in economics or related field
• experience of working in a continuously changing environment
• experience in financing and managing contracts
• proficiency in Word and Excel.
• knowledge in the system Coreview is a big advantage

Additionally, if you also have experience from working in an international environment and smile when you think of administration, documents, calculations and registration, you are the one we are waiting for!  

Additional information

For more information please contact Anci Högne, Manager Customer service,+46 700 810940 , [email protected] or Karolina Kulinska, HR Manager, [email protected]

Application

Your application shall be in English and contain personal letter and CV. Selections will be made on an ongoing basis throughout the application period. Please send in your application via our website: HR Reflex/Jobbsök på Scania no later than 1st of December. Job ID 20194459.


Scania Credit is a group of financing companies within the Scania Financial Services organisation. We specialise in financing and insurance solutions to Scania customers on emerging markets in more than 10 countries, mainly in Central and Eastern Europe. Our group, together with representation offices and operational subsidiaries, is managed by our dedicated staff of about 70 people in offices in Almaty, Belgrade, Bucharest, Kiev, Ljubljana, Sarajevo, Sofia, Södertälje, and Zagreb. The Group Head Office, as well as the legal unit Scania Credit AB, is based in Södertälje where we offer cross border financing solutions to customers in Eastern Europe and Middle East. Visa mindre